How to File for Homestead Exemption in Northeast Florida

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How to file for Homestead Exemption in Northeast Florida – Duval County, Clay County and St. Johns County

Home owners are now able to file for homestead exemption online in Duval County. There are a few other counties throughout Florida that allow online filing but Duval County is the only one in Northeast Florida.

Clay County and St. Johns County offer down-loadable online applications for printing and completion which must be hand delivered to the county Property Appraiser’s office via hard copy.

Important Information When Filing for Homestead Exemption in Duval County Florida

The online homestead exemption application supports the following homeowners:

  • Single homeowner
  • Married homeowner with non-filing spouse
  • Married homeowners filing together
Required information for the online homestead exemption application process:
  • Date of permanent occupancy in home
  • Recorded deed or prior tax bill
  • Social Security number of applicant and spouse (if applicable)
  • Last year’s address
  • Permanent resident Alien Card (Green Card), if not a US citizen
  • Physical address of other property (if applicable)
  • Florida Driver’s License number and issue date of applicant (must have current address)
If you do not have a Florida Driver’s License you must provide at least one of the following:
  • Florida Identification Card – the number and issue date of your ID card
  • Florida Vehicle registration tag number
  • Florida Voter Registration information (if applicable)
  • Recorded Duval County Declaration of Domicile book and page number

I is also important, when filing online, to print a copy of the application for you records and retain this confirmation that you have applied for the exemption.

Other Northeast Florida County Links:

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Real Estate “Agency” in Florida

Posted in Buying, Law, Miscellaneous, Selling | By

Agency: Qui facit per aluim, facit per seHe who acts through another is deemed in law to do it himself.

Following is a brief History of Real Estate “Agency” in Florida

Okay… history can be a bit boring so you may just want to watch this short video.


In the beginning, Florida Real Estate agents all represented THE SELLER. Their fiduciary duties, loyalty and obedience, disclosure and confidentiality, accounting and reasonable skill, care and diligence were all to THE SELLER even when they were helping a consumer find and purchase real estate. – Doesn’t sound very fair, does it?!

The problem was that buyers were being serviced by “subagents.” Buyers assumed that subagents were representing and working in their best interests but they weren’t. And, oddly enough, sellers felt that their interests weren’t being represented as they should have been under that system.

In 1980, changes were made that required buyers be informed that agents were all working for sellers and representation known as Buyer Agency was born. Agents then began working for buyers or sellers but that created a whole new problem when one agent/brokerage happened to be working for the seller but a buyer came along wanting representation from that same agent/brokerage. This created a situation known as Dual Agency.

In 1997, dual agency became illegal in the state of Florida although it is still legal in many other states. In other words, it became illegal for an agent/brokerage to represent both the buyer and the seller on any given transaction. One year later, in 1998, something called the Designated Salesperson for Non-residential Transactions was created which was later replaced in 2000 by Non-Represenstative with No Brokerage Relationship.


In 2003, all agents/brokerages were assumed to be Transaction Brokers but were required to present a Disclosure of such in writing to every buyer prior to showing them any homes. The written notice was deemed unnecessary in 2006 since this is the “assumed” relationship, although all agents/brokers are still supposed to tell consumers of that relationship. In reality, however, many (perhaps most) did not/do not ever make mention of agency at all.

As Accredited Consultants in Real Estate (ACRE®) we provide consumers with options and transparency. We believe that CHOICES are empowering in every aspect of life.

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You Have Options in Jacksonville Real Estate

Posted in Law, Selling | By

“You Have Options”

That is what I tell people everyday. Admittedly, the options are not the outcome you hoped for when you bought your American Dream. But for many people, the Dream has turned into the Nightmare in recent years.

You worked hard, you had success, you bought a nice home for you and your family. That’s the Dream, and you achieved it.

Then it all goes wrong. You get sick or lose your job, or your spouse does, or some other life-changing event happens. The economy goes into the trash can. The real estate market crashes. You owe more (often much more) than your home is worth, and you can’t refinance it or sell it. Fear grips you. There doesn’t seem to be any way out. That’s the Nightmare — but you can’t just wake up and shake it off. It’s real and it is not going away.

You have options. But you can’t close your eyes and think happy thoughts and expect the Nightmare to go away. It is the real world, and you have to do something about it.

I am Howard Smith, and I am an attorney in Jacksonville Florida. I work with many people who are behind or in default with their mortgages and in danger of losing their homes and their minds. I can’t promise that I can save either one (a little humor always helps), but we help them come up with the best possible options, and then we work hard to make their options work.

So what are the options?

  • Loan modification or fighting the foreclosure if you want to stay in your home.
  • Short sale or deed-in-lieu if you are ready to (or have to) walk away.
  • Bankruptcy to either save the home or wipe out the debt (and most of your debts).

Usually, the game plan involves a flexible combination of these options.

The other thing I tell people everyday:

“You are not alone.”

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The Legends of Real Estate are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

This IDX solution is (c) Diverse Solutions 2014.